Taaj Money transfer which has been established few years back became the fastest remittance company in the Somali Hawala market. It has been designed in a way the money is sent through MMT known as EVC+, Saad Service and Sahal Service, that means you'll receive your money on your mobile phone if you are in Somalia.

Even though Taaj belongs to Hormuud telecom Somalia, many Somalis see it as Al Shabab money transfer tool according to Abdinasir Mohamed, fraud and terrorism expert.

The high court in Uganda has suspended 1 trillion Shillings as reported by the New Vision Newspaper.

Taaj Money Transfer doesn’t have headquarters or offices except people with licenses of previous money remittance such as Qaran Express, but Taaj express became great opportunity for Al Shabab which easily receives money from abroad.

Experts believe that this company has been created by terrorist experts.  The reason is that its Service and protection of its interest is designed in a way that they’ll never incur loss.

All Taaj express agents pay security deposit which means they open accounts based on the amount of deposit they pay.  If that agent is caught, its him/her who’ll lose money, not the company. That person is able to use a program called Waafi which links the services of Salaam Bank, Deeqtoon, and Taaj Express.

"Somebody walk into my house or I meet him in the street.  That person quickly sends my money to the recipient I’m sending the money to, and never asks me anything other than the name of the recipient and his/her telephone number.  He never asks me about my ID or my name” Said Faduma who lives in London.

"Why Taaj Express is different from other companies is that it belongs Hormuud Telecom.  Anyone who uses Hormuud, Golis or Telesom services can receive money within minutes without providing documents” Said Abdinur Mohamed Salad who lives in the Netherlands.

A businessman who has been Taaj Express agent in Europe two years ago said that the working system has been reformed by bringing selected people to every Taaj express office.  These people operate in the black market.

The businessman who wants to remain anonymous said "It looks that Taaj Express seems to have turned into Al Shabab clandestine money Transfer Company. They hide a lot.  We don’t have access to sending and receiving money.  The shop owner next to me still operates.  Both of us operate in Black market.”.

People who work with Al-Shabaab have opportunity they can regularly send money without guarantor. The owner of Taaj Express, Ahmed Nur Ali Jimale has already faced the closure of his previous Hawala Al Barakat, and was included into the list of those who support terrorists.

Its now very obvious that himself and his companies namely Hormuud Telecom,Taaj Express,Salaam Bank,Becco Power and Alburuuj Construction are again getting the courage to help the terrorists, as his companies are the ones that pay most taxes to Al-Shabaab.

By James Alexander